NOW…and LATER MATTERS!
Give your family the security they deserve while you’re here and when you’re gone. Let NGE financial services help you find the right protection.
Insurance Products
Smart protection for every stage of life, from income security to healthcare and legacy planning. Customize your coverage solutions.
Fixed Annuities
A fixed annuity is a conservative insurance contract that provides predictable, guaranteed interest and the option for steady, tax-deferred income in retirement. You pay a single or series of premiums to an insurance company, which credits a fixed rate of interest to your contract for a specified period. At the end of the accumulation or at annuitization, you can receive guaranteed lifetime or period-certain payments, or withdraw the contract value subject to terms.
Disability Insurance
Income protection when you can’t work. Disability insurance replaces a portion of your income if an illness or injury prevents you from working. It helps cover everyday expenses—mortgage/rent, utilities, groceries, medical bills—so you can focus on recovery without depleting savings.
Medicare Coverage
Medicare is a federal health insurance program for people 65 and older, certain younger people with disabilities, and individuals with End-Stage Renal Disease. It helps cover hospital care, medical services, and prescription drugs through separate parts you can mix and match.
Life Insurance
Life insurance is a financial agreement that provides a payout to your chosen beneficiaries if you pass away. I addition, some policies offer living benefits for protection before you pass away. The insurance company helps ensure your lover ones are financially protected when you’re no longer there to support them.
Insurance helps companies survive long after a catastrophe — why not give your family the same protection?
Companies rely on insurance to reduce risk and recover quickly after unexpected events that disrupt operations. You can protect your family the same way—covering income loss from job loss, medical expenses from injury, or financial needs after a death.
CONTACT US
Ralph Jones Insurance Broker
352-327-8040